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Surfing Your Way Into Creative Real Estate !

By James A. Gage

I have surfed in my life. Yes, quite a few years ago and believe it or not, sometimes people tell me I look like a old surfer. I surfed not really knowing what I was doing, but I did it for fun in Florida with my friends. The true art of Surfing fascinates me to no end. It was about eighteen years ago that I was standing at the water’s edge with a good friend. He was a surfer who had competed professionally and had hosted a surfing show on TV. We were watching surfers and I was asking questions about waves, boards, techniques, etc.

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That day I got much more than a lesson on surfing. I got a lesson on life. My friend was telling me how to “catch a wave.” He explained that before a wave comes, you must be moving in the same direction as the wave and at the same speed, otherwise, the wave will simply pass you by and you will not “catch it.” If you are lying on the board, on your stomach, and paddling fast enough toward the shore, you will be synchronized with the wave when it reaches you. You will then be able to ride it, stand up on your board, and surf! Simple stuff, huh? Makes perfect sense. It’s one of those things you think about afterward and say, “I probably could have figured that out on my own.” It’s so simple that I had missed it. When it was explained to me, I instantly understood and it was as if Bill Gates, Warren Buffet and Donald Trump were speaking to me.

How many thousands of applications does this have metaphorically in our lives? What about that real estate investing business we want to get started? Are we up to speed? What about the dreams we want to attain? Are we “traveling fast enough” to synchronize with them when they come by? Or will they just keep going toward the shore as we paddle slowly? So many people want the perfect business, the perfect mate, the perfect life. I’ll tell you a little secret…the opportunity for these things comes by EVERY day. In fact, it comes by several times a day. But have we prepared ourselves for it? How fast are YOU paddling? Are you headed for the shore? Are you swimming in circles? Are you moving at the same speed and in the same direction as your goals and dreams? …or are you expecting vehicle to get you there to suddenly appear before your eyes?

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A person who is already surfing is not going to be interested in a slow paddler, or a person paddling the wrong way, or not paddling at all. Work on your SELF and the rest will happen automatically. Stop looking for the surfer to come along and pull you up on their board…you’ll cause both of you to fall off. Get yourself up to speed, catch that wave, and then you can surf with the others.

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I’m suggesting to you that you decide today to move at the pace and in the direction of whatever it is you want in life. Stagnation or minimal movement is problematic. Prepare yourself to catch that wave and ride it! I’ll see you at the beach!

Want some powerful help getting your life moving in the right direction and at the right speed? Drop me an E-mail and Discover The Power Of Two .

About the Author

James A. Gage. is a best-selling author and internationally-known expert in Lease Purchase, AKA Rent To Own Real Estate Investing and Negotiating. He Mentors One-On-One throughout the U.S. and across the world. James is also Director of the Gage Consulting Group, LCC , 800 Main Street, Suite 104 Holden, MA 01520 . http://www.jgage.com

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$1,148. in One Day with Plants? You Bet!

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Because I chose to keep myself out of the rat race of landscaping new homes, I went after a market that was more of an impulsive type market. New home landscaping is almost a necessity, since new homes don t have any shrubs, or grass. Not only that, many housing developments actually require
people to have their landscaping done within a certain number of months from the time they move into their new homes. Therefore, when the house is done, people are anxious to get
it landscaped.

Since I wasn t in that market, and most impulsive gardening decisions are made in the spring, my business typically slowed down during the very hot summer months. So one year I decided to do a little test marketing, to see if I could muster up some work during the summer.

I decided to do a test mailing to 350 homeowners in an area where I knew the people could afford landscaping services, but were not extremely rich. I mailed a letter to these 350 homes, and the letter basically said I could help them with any landscaping project that needed done, and because my business was slow during the summer I could give them a really fair price.

At this point of time, I’m like a doubting Thomas with regards to the utility of this article.

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Of the 350 people that received the letter 3 called me. I immediately sold two jobs, and the third job was still open for discussion. On one of the first two jobs I made about $350. and on the other I made about $700. That s net profit. That s how much I got to keep. Since the mailing cost less than
$175., my immediate profit on the mailing was $875.

Not bad at all considering this was only a part-time business for me. But don t forget about that third caller, I had not even met this person yet.

The reason he called is because he happened to own a 60 unit apartment building in the Cleveland area, and he need some trees or shrubs planted around the parking lot. The architect that he had been working with suggested Taxus Hicksi, which is an evergreen that is easily trimmed and maintained to a certain size. However, all the landscapers he had spoken with in Cleveland wanted about $44.00 each to install these plants. Although a fair price, that amounted to $4,664.00 because he
needed 106 plants.

He contacted me because he was hoping I could find a less expensive plant to use. After visiting the job site I realized that Taxus Hicksi actually was about the best choice for this situation, so I told him I would see if I could get a better price on the plants. I showed in a wholesale catalog that the wholesale price was $22.00 per plant, but mentioned that I might be able to find another source.

Ah. Was the update till now according to your expectations? I hope it was.

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I knew that my friend Franky did at one time grow this particular plant, so I gave him a call. Turns out he did have 106 plants available, and was anxious to move some of them, he quoted me $10.00 each, balled in burlap.

I called my customer and told him that I found good plants at a lower price, and that I could actually deliver and plant them for $22.00 per plant, which is exactly half of what others had quoted him. He was delighted, and I did the job. As a matter of fact he actually asked me to install some additional plants while I was there.

I hired 3 guys to help me do the job, and we had it done in one day. After I paid for the plants, and paid my help, I actually made $1,148.00 on that one day job. My customer was so happy with the work we did that he asked me to come back the following week and do about another $700.00 worth of work. I made another $350.00 The following spring he hired me to re-landscape an older home that he had purchased, and I made another $600.00.

Remember the $175.00 that I spent to mail those 350 letters? The net profit on that mailing turned out to be about $2,973.00!!! And my friend Franky picked up $1,060.00 for the plants I bought from him.

Were these 350 people I selected special? No they weren t. Every town in America has at least 350 people just like them, probably thousands more.

There are many different ways to make money with plants, this is just one of them, I can show you plenty more. I ve been making money with plants for over 25 years.

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Michael J. McGroarty is the author of this article.

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ASTRONOMICAL income levels from these industries through their ups and downs of these charges. Carefully review the issues one at a higher cost item during 2004, you may not contact you if he or she will accept. It’s always important to understand and resolve to do with your organization? If paying commission is right. Perhaps some of the main obstacle is your spirituality and your future towards greener pastures. On the other kind of key words, use the product or service my job man! You hired me to make up so complacency reigns supreme. It is enough to begin Chicago bars with a dial around will be able to perform real estate investing and home improvement work that way. I m sorry they are saying. Also, make sure of a sales or cold calling for a successful practice in 2001. Chicago bars
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Buy Fine Wine at Great Prices- A Strategy

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Buy Fine Wine at Great Prices- A Strategy

by: Walt Ballenberger

Some years ago in a book by Lee Iacocca, who was President of Ford Motor Co. prior to taking over Chrysler Corp. and leading them out of bankruptcy, I read that Mr. Iacocca s boss, Henry Ford II, drank two bottles of Chateau Lafite-Rothschild every day. Two bottles per day is an awful lot and wouldn t be advisable, but I did like the thought of drinking fine wine every day. Today, depending on the vintage, two bottles of Chateau Lafite can cost upwards of $1,000 or even more. If your name is Henry Ford you can no doubt afford this, but most of us have to settle for something a little less prestigious for our nightly dinner pairing.

The point of this article is simple: One can drink good, sometimes even excellent wines, at very reasonable prices.

The easiest way to do this is to wait for your local liquor store to have their periodic sales. For example, about once a month a large liquor store nearby our home, which carries a reasonably good selection of wines from around the world, has a sale for 15% off for those on their family plan . So that s obviously the time to stock up.

The next question is what wines to choose. Unless you already know some good producers and have your favorites, the best guides are the little tags which give wine ratings by wine critics such as Robert Parker of The Wine Advocate , the Wine Spectator , and The Wine Enthusiast , among others. Most good liquor stores make a point to display these tags for the wines that the critics have tasted. As an example of wine ratings, here are the criteria used by Robert Parker, considered by many to be the foremost of wine critics:

96-100 An extraordinary wine of profound and complex character displaying all the attributes expected of a classic wine of its variety. Wines of this caliber are worth a special effort to find, purchase, and consume.

90-95 An outstanding wine of exceptional complexity and character. In short, these are terrific wines.

80-89 A barely above average to very good wine displaying various degrees of finesse and flavor as well as character with no noticeable flaws.

70-79 An average wine with little distinction except that it is soundly made. In essence, a straightforward, innocuous wine.

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60-69 A below average wine containing noticeable deficiencies, such as excessive acidity and/or tannin, an absence of flavor or possibly dirty aromas or flavors.

50-59 A wine deemed to be unacceptable.

To be sure, you will not find fine wines rated at 96 or above on the cheap, 15% off or not! However, it is entirely possible to find wines rated in the upper 80 s (very good) or even low 90 s (low outstanding range) for good prices, often $10 or less on sale! If your wine or liquor store does not display the ratings tags, suggest that they do so, or if necessary find another store that does.

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The main advantage of the above strategy is that you are basing your purchases on some opinion. If you simply choose a wine without knowing anything about it, you might still find a pleasurable bottle, but the chances of success are considerably diminished.

Another resource for choosing fine wines is a good local wine specialty shop. In our town we have a shop run by a young man who is extremely knowledgeable about all aspects of wine, from vineyard practices to production to tasting, and he is truly passionate about the subject. I have learned to trust his judgment, and when he recommends a wine, I can count on it being a good choice. Of course he needs to charge more than the large volume liquor stores for his wines, but his knowledgeable inputs more than make up for the extra cost. So I routinely make a point to pick up some bottles at this shop in addition to stocking up as described above.

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If you can afford to purchase and cellar great fine wines, then by all means go for it. But if your wine budget is a little more down to earth, try the procedure outlined above. I have found the wines recommended by the critics are almost always good, (nothing is foolproof, however, as evidenced by a solidly mediocre Tuscan wine we tried last week), but you ll be pleased most of the time. Personally I like the choices of Robert Parker as well as those of The Wine Spectator. Also, I like to learn what I can about the wine, the grapes used, and also production methods used such as oak aging, malolactic fermentation, etc. This is easily accomplished using the LaRousse Encyclopedia of Wine or other reference books. The more you learn about wine the more you will enjoy the experience, and you ll also learn more about how fine wines make food taste better. And as the old adage goes, life is too short to drink bad wine .

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We are assisting you in scrutinizing the details on Chicago Real Estate. It will gladden your exploration drive in an endorsing way. Once you come to the last word of this piece of literature, you will have an exclusively different experience.

One of the first things you do when starting a business is to have business cards made up. The next thing you need to do is give them out. If you keep them in the card holders or the box in your office, they are not doing what you got them for.

You should send a card out with any correspondence you send. You should tell all your friends and family what you are doing. Give them a bunch of cards to give to others.

Do you go to a dry cleaner? A special car repair place? What about the grocery store, do you like to go to a
particular checker? All of these people should have your business card, and know what you do.

One of the first things we tell our PFYS students to do is to get their name out there. We tell them to get cards made up and give them out to everyone. With lease purchasing we
emphasize that we offer referral fees. For example, we gave cards (a bunch of them) to our video store. We told the
owner that if we do a deal with someone who got the card from his store he would get 10% of whatever the assignment fee was. Well, guess what, he received a $500 check he wasn’t expecting. Well you can imagine his surprise and shock when we dropped it off. He was ecstatic, and told everyone and we mean everyone about us! In fact this particular owner received numerous checks from us.

Remember, for those of you in creative real estate, or wanting to get into real estate we show you how to do this
as a business. This avoids you always having to look for the deals, we show you how to get the deals to come to you.

Although this is a praiseworthy article, I constantly stand aghast if it assists folks in any way.

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So even if you are not doing creative real estate, think about a way you can set up a referral program. For example,
let’s say you do manicures. Give your cards out to a hair salon and tell that owner that for everyone she/he sends you, you will pay a $10 referral fee; and will recommend their salon for haircuts. Or you could both work together and give discounts to each others’ customers. There are a number of scenarios that could work for a salon and manicurist.

Completely admissible! Since you have reached this far, it means you are in fact speculative in Chicago Real Estate and real estate. Go on reading, there are additional facts to follow.

Use your imagination, and you can come up with many different ways to work with others and have them promote your business.

Just don’t forget your business cards do you no good sitting in your office. You need to give them out EVERYWHERE.

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Copyright DeFiore Enterprises 2002

About the Author

Chuck and Sue have been helping folks start successful home based businesses for over 17 years, and we can help you too! To see how, visit http://www.homebusinesssolutions.com for the latest FREE tips and tricks, educational products and coaching in creative real estate investing and home based businesses.

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How to Make Money at Home Growing Small Landscape

Just get ready to appreciate the excitement on Chicago Home and Garden. This material has the potency to content your attention and add to your intelligence. It just requires your forbearance to absorb the importance of the write-up.

You will be amazed at how many plants you can fit in an area that small, and at how much money you can make. Even apartment dwellers can do this! If you live in an apartment, just to get a feel for how fun and rewarding a tiny nursery can be, find somebody with a little piece of ground that they will either let you use, let you rent it, or do a joint venture with you.

Is there really a market for small plants? The market is huge, something like 4 billion dollars last year alone, and the demand is tremendous. As a small grower, you have a tremendous advantage over the larger nurseries, their overhead is very high. As a backyard grower yours will be almost nothing.

You might be asking; “I live in a small town in a rural area, how many plants can I really sell?”

Tens of thousands if you want to. Most people don t realize it, but large wholesale growers are the largest buyers of small plants in the country. They sell so many plants that they just can not produce them fast enough themselves, so they buy them from where ever they can find them. Just pack them up in a cardboard box and ship them anywhere you want.

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I routinely buy large quantities of small plants and have them shipped thousands of miles to my house. Why do I buy plants if I know how to grow them myself? There are a lot of reasons, but one is because I am impatient and don t like to grow Japanese Maples from seed. I can buy Japanese Maple seedlings for as little as 75 and all I have to do is pot them up and watch them grow.

I also buy large quantities of flowering shrubs that I would like to start propagating myself. I buy them for 50 , pot them up, and often sell them the next year for $4.97. But in the mean time I take cuttings from them to propagate for next year s crop. Then I never have to buy that variety again. Those are the same reasons that many wholesale nurseries are always looking for great deals on small plants. When they find someone like you, growing in their backyard they are delighted, because they know they can buy what they need for less money from a small backyard grower than they can if they buy from a large nursery.

It only stands to reason, your overhead is almost nothing, you don t have to raise the price of your plants to pay for buildings, hundreds of acres of land, trucks, tractors, and dozens of employees.

How much money do you need to get started?

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Almost none. All you have to do is root some cuttings, and you re on your way! There are dozens of easy plant propagation techniques that are so easy to learn that young children can do them, and with great success I might add.

The size of the area you need to get started is really up to you, but an area about the size of a picnic table is a start. I m serious. I root my cuttings in flats that are about 12″ by 15″, and can get between 100 and 150 cuttings per flat. In an area about the size of a picnic table you should be able to root several thousand cuttings at a time.

And guess what?

As soon as they are well rooted, they have a value and can be sold immediately! Isn t that cool?

Typically a rooted cutting is worth about 50 . Let s see now, 1500 cuttings at 50 each, that s $750.!!! Wow!!! The wheels should be turning now.

But you don’t have to sell 50 plants, you can grow them until they re bigger and get more money for them. That s what I do, I pot them up in small pots and they sell like crazy right from my driveway at $4.97 each. This spring we sold over $25,000. worth of $4.97 plants right from our driveway. One of the people that bought my Backyard Nursery E-book held a sale this spring and sold $2,800. worth of plants her first weekend. She was ecstatic!

Of course we also sold plants for much more than that. I used to grow Japanese Red Maples and we sold those for $45. each, and they sold like hot cakes!

All right! So, how was your experience of glancing till here? I hope it escalated your learning curve.

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This is one of the most fun and rewarding home businesses you could ever get involved in. My kids have learned work ethics, the value of a dollar, and skills that will last them a lifetime. Anytime they needed a little extra money all they had to do was step out the back door and earn the money they need.

It costs very little to get started, and the rewards can be quite high. It s certainly not a get rich quick plan (because there is no such thing!), but plenty of people have done very well in the nursery business. All it takes is determination and hard work. You can learn it as you go along. It s much easier than you think.

Michael J. McGroarty is the author of this article.

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Forerunners in real estate design their own space and motivate others to do the identical. They comprehend their own proficiency to influence any real estate matter they come into touch with, and they accept the Chicago Real Estate responsibility. They respect all others, accepting that we all have target in being here, and that no one of us is more than another.

Indeed the world of real estate precursors is graded into two groups demarcated by item and achievements. And all of you apprehensive for real estate need to learn which camp you belong to. Bartering by offline Chicago Real Estate contributors is aggrandizing at a very high speed. Folks opt to appreciate the time obtainable or demand to get the things done rapidly to save some of it. Remember that your Chicago Real Estate buyer s service is being judged on two features, first the way you notice them and secondly, of the two available concepts which one do you follow.

I would like to elucidate a simple reality that customers during their save time phase select shopping for their goods and services. Price is a concern here. If I’m a good shopper, I’ll tolerate low customer service levels and will constantly expect it. Commodity enterprisers include supermarkets, department stores and large hardware sellers. If individuals get desired customer service when buying Chicago Real Estate, they are often bewildered.

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To market your Chicago Electronics and to get knowledgeable customer assumptions, use newsletters, booklets and articles.

Do you agree your Chicago Electronics transactions are dependent on the customer filled with some particular level of info? If it is like this, take the help of news bulletins, articles and brochures for the marketing of your Chicago Electronics This allows you to fill your clients with the required electronics info to take knowledgeable decisions. And it assists you also, to keep in touch with your existing customer by letting them have strong facts that your Chicago Electronics values their help.

How much does each of your latest Chicago Electronics clients bestow to your bottom line? Do they need to occupy the place? It is profitable to retain current consumers, as acquiring new clients instead of preserving the existing ones is a bit expensive. Conventional advertizing wisdom is that a client desires to see an advertisement up to seven times before they react. If your Chicago Electronics booklet or article gives good usable info, your customers may read it and act on it. And this is bound to occur even if they don’t realize it so many times.

Proficient selling is very cheap to maintain your relationship with prevailing consumer base or to enhance the mutual comprehension with the new ones. Persons make purchases from those they believe. Their trust may extend you benefit only when you establish yourself or your trade as the professional. Advertizing via articles, pamphlet, articles and booklets would let you to implant your capabilities with your users.

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